Insurances

Tricare:

You don’t have to get a referral from anyone, just call and make an appointment.

  • Tricare Prime: You have no co-pay or deductible, so there is no cost to you.

  • Tricare Select: You have a deductible that must be met each fiscal year. After you meet your deductible, you will be responsible for a co-pay based on your policy.

  • Tricare Prime Retired: You will be responsible for a co-pay based on your policy.

  • Tricare Select Retired: You have a deductible that must be met each fiscal year. After you meet your deductible, you will be responsible for a co-pay based on your policy.

For more information, please see our Tricare page.

To see a list of providers that accept Tricare, please see the Tricare Providers page.


Blue Cross and Blue Shield of North Carolina:

No doctor referral needed, simply call and make your appointment.

Your cost will be based upon your policy’s co-pay and deductible amounts.

Most policies do not require a deductible for mental/behavioral health services. (For those that do, the deductible usually starts over January of each year.)

  • Blue Cross and Blue Shield of North Carolina Plans

  • Blue Cross and Blue Shield Federal Employee Program

For more information, please see our Blue Cross and Blue Shield of North Carolina page.

To see a list of providers that accept Blue Cross Blue Shield, please see the BCBS Providers page.

Medicare:

No doctor referral needed, simply call and make your appointment.

Your cost will be based upon your policy’s copay and deductible amounts.

For more information, please see our Medicare page.

To see a list of providers that accept Medicare, please see the Medicare Providers page.

Medicaid:

We Accept the Following Medicaid Policies:

Alliance, Healthy Blue, WellCare and UHC Medicaid (Optum)*

*We are not In Network with United Healthcare

For more information, please see our Medicaid page.

To see a list of providers that accept Medicaid, please see the Medicaid Providers page.

METHODS of PAYMENT for Deductibles, Co-pays, Coinsurance or Self Pay:

All Independently Contracted Therapists take Major Credit Cards, HSA, and FSA payments for Co-pays.

*All payments, to include deductibles, co-pay or coinsurance amounts are expected at the beginning of your session.

 

Accepted Forms of Payment for Therapy

When deciding to get therapy, it’s understandable to find the most economical approach to pay for the sessions. Many individuals find it convenient to utilize their insurance, while others prefer not to involve their insurance provider and instead pay for therapy on their own.

It is always beneficial to obtain as much information as possible and compare options when it comes to shouldering the cost of therapy. At Carolina Counseling Services – Pittsboro, NC, the last thing that the independently contracted counselors want is for finances to stand in the way of the help you need. While the counselors are “in network” with most major insurance carriers, they are also flexible in terms of payment schemes. Their code of professional ethics includes ensuring clients are informed about the different modes of payment they accept for counseling at CCS in Pittsboro, NC.

Different Types of Payment Accepted for Counseling (For Sessions, Copays, or Deductibles)

  • Credit Card: When cash is not available, you can use your credit card. The card is run at the beginning of each session without retaining any information on file.

  • Health Savings Account (HSA): If you’re enrolled in a high-deductible health plan (HDHP), you can pay for qualified health care expenses using this tax-advantaged medical savings account. With an HSA, you have the option to choose a credible professional counselor for your own treatment as well as for your spouse and other dependents, even if they are not named in your HDHP.

  • Flexible Spending Account (FSA): Also known as a flexible spending arrangement, the FSA is a special tax-free account you can use to pay for some out-of-pocket health care expenses, including copayments and deductibles. A portion of your income is saved to be combined with an optional contribution from your employer at a maximum amount of $2,500 per year.

These payment options provide you with greater access to the counseling you need for yourself or a loved one. Whichever you choose, you’re investing in a win-win situation, as long as you don’t delay until the symptoms become too difficult to handle. Be assured that whatever form of payment you use, you will receive the same committed and quality service from the counselors independently contracted with Carolina Counseling Services – Pittsboro, NC. If you use these payment options, you don’t need to get a doctor’s referral before counseling: just make a call to schedule an appointment.